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Improving Your Credit Score

What is a Credit Score?

If you are in the market for a home loan or any other line of credit, one of the most important factors in establishing your credit worthiness is your FICO Credit Score. Simply put, this is a numerical value based on your personal credit history, ranging from 300-850. Your credit score is based on your credit report, sourced from credit bureaus including Experian, TransUnion, and Equifax. The better your credit history, the better your FICO score. Continue reading

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The O Talk: Swiping For Love

Dating apps, like Sex and the City, have influenced a generation of lovers and love makers, dreamers and hopeless romantics. While still a bit of a mystery, I’ve come to realize they give us the greatest freedom. Now, more than ever, we can be true to ourselves if we desire to be. Continue reading

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Boxers, Briefs, Bikini or Bare

You pick up a girl at a club and get lucky enough to bring her back to your place. Things start to get hot and heavy and you start to undress each other. She has on the sexiest underwear that forces your manhood to salute in appreciation. And what will she find when you remove your pants? Stained, ripped, out of style briefs, or stiff, poorly fitting boxers?Continue reading

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City Sense…NOT A MANCAVE

You say your next project is going to be: A Man Cave… but where do you begin? What is the ubiquitous “man cave” anyway? Maybe you’re after more of a “Music and Movie Room” or for that matter a “Family Media Room”- after all, watching movies or sports is really more of a family and friends event.Continue reading

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Jeanie Smith: Wife, Mother, and C-Suite Power House

Jeanie Smith has always had a passion for healthcare and people.

So when she saw a newspaper ad in the early 90’s for Rochester Regional Healthcare Association Family of Companies (RRHA) she applied for it. She had hoped that it might be a good way to start a career in healthcare administration and perhaps be a stepping-stone to another position. She got the job. And she excelled at it ever since.Continue reading

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HOT BEAUTY TREND ALERT

One of the newest and hottest trends, as evidenced through social media within the past 12 months is “Microblading”, and it has taken the beauty industry by storm. You can’t go on social media, within the beauty world, without reading about it, seeing someone that has gotten it done or discovering a professional who performs that service. When I started researching about it, 18 months ago, it seemed like the perfect new service to offer my clients as the trend hadn’t quite caught on in the Rochester area just yet. What a whirlwind it has become in such a short amount of time.Continue reading

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HOUSE TRAINING YOUR FAMILY PET

House training your family pet can be a challenge and frustrating experience for everyone including your pet. As a family it is critical to be consistent and remain focused on the task one day at a time.

Being successful is a primary goal for any dog and when you give your dog positive reinforcement for eliminating outside each time they will learn from your positive experience. To be successful, I have created some really simple steps for you to achieve your goal and to have a dog in your home that looks forward to going outside to potty. The first goal as a family you need to establish an area outside to be taken to eliminate.Continue reading

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