Phyllis Haberer

What is a Credit Score?

If you are in the market for a home loan or any other line of credit, one of the most important factors in establishing your credit worthiness is your FICO Credit Score. Simply put, this is a numerical value based on your personal credit history, ranging from 300-850. Your credit score is based on your credit report, sourced from credit bureaus including Experian, TransUnion, and Equifax. The better your credit history, the better your FICO score. Continue reading